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Interest Rate Announcement: Bank of Canada Holds Steady for a Third Time

Tuesday Aug 5th, 2025

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Interest Rate Announcement: Bank of Canada Holds Steady for a Third Time

Bank of Canada Keeps Policy Rate Unchanged at 2.75% The Bank of Canada has left its overnight interest rate target at 2.75%. This marks the third consecutive meeting the Bank has kept rates on hold, in part due to ongoing U.S. trade policy negotiations and the threat of new sector-specific tariffs. Despite these challenges, the Bank noted that “In Canada, U.S. tariffs are disrupting trade, but overall, the economy is showing some resilience so far. After robust growth in the first... [read more]

Buying vs Renting a Home: The Real Pros, Cons, and Trade-Offs

Friday Jul 18th, 2025

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Buying vs Renting a Home: The Real Pros, Cons, and Trade-Offs

Rent vs Buy: What Makes Sense in Today’s Market? Let’s be honest , the old rulebook for homeownership doesn’t hold up like it used to. For many Canadians, especially in markets like Toronto, Vancouver, and even mid-sized cities like Halifax or Kelowna, the choice between renting and buying isn’t as obvious anymore. Prices are high, mortgage rates are still up, and qualifying for financing has become a steeper climb especially for first-time buyers. What was... [read more]

How Do Rent-to-Own Programs Work?

Tuesday Jul 8th, 2025

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How Do Rent-to-Own Programs Work?

The Canadian real estate market is showing signs of slowing now that interest rates are rising. Despite sales activity sliding and prices moderating, the country’s housing sector is still leaving many hopeful homebuyers sitting on the sidelines. According to the Canadian Real Estate Association (CREA), national home sales have been declining over the course of 2025. The MLS® Home Price Index (HPI) declined by 1.2 percent month-over-month and by 3.6 percent year-over-year.... [read more]

A Different Kind of Listing: 43 Pine Ave South Port Credit Ontario

Saturday Jun 28th, 2025

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A Different Kind of Listing: 43 Pine Ave South Port Credit Ontario

A Different Kind of Listing: A Homeowner’s Letter to the Next Family When it comes to selling a home, most marketing focuses on the features — square footage, finishes, upgrades, and location. All important, no doubt. But what often gets overlooked is the emotional side of a home — the memories, the energy, the feeling you get when you walk through the front door. For our latest listing at 43 Pine Ave South in Port Credit Ontario, we wanted to do something... [read more]

Josh's 5 Bullet Friday - June 27 2025

Saturday Jun 28th, 2025

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Josh's 5 Bullet Friday - June 27 2025

Happy Friday! Here is a list of a few things I'm thinking about or exploring.  Documentary I Watched: Titan: The OceanGate Disaster- Netflix - Click to view I found this documentary to be a powerful, unsettling cautionary tale. It dives deep into the CEO’s ego-driven leadership and the bad decisions that led to the OceanGate tragedy. The real audio and whistleblower accounts hit hard. It’s one of those stories that leaves you shaken and more aware of how... [read more]

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