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What is the Mortgage Stress Test in Canada?

Wednesday Oct 16th, 2024

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What is the Mortgage Stress Test in Canada?

For many Canadians, the next step after completing their education and securing a job is buying a home. Home ownership is, after all, the Canadian dream. While it’s common knowledge that saving up for a down payment is the first step to eventually buying a home, many are not aware of the mortgage stress test. So, what is the mortgage stress test in Canada? To put it simply, the mortgage stress test is a mortgage qualifier tool used to determine if the borrower would... [read more]

Closing Your Cottage for the Winter

Wednesday Sep 25th, 2024

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Closing Your Cottage for the Winter

As the beautiful autumn leaves give way to the chill of winter, many Canadians are faced with the task of closing their cottages for the season. Preparing it for the harsh winter months is crucial to preserving its condition and ensuring a stress-free opening when spring arrives. With tips specifically for Canadian cottages, here’s everything you need for how to close a cottage for the winter to ensure it remains safe and sound until you’re ready to return. Preparing... [read more]

Can I Be Denied a Mortgage After Pre-Approval?

Monday Sep 9th, 2024

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Can I Be Denied a Mortgage After Pre-Approval?

An important first step in the home-buying process is being pre-approved for a mortgage. This affords you the luxury of knowing your purchasing power and the calm that you have inched closer to completing the mortgage application. You can be pre-approved in as little as an hour. As long as you have all of the documentation necessary for this endeavour and you have shopped around for the best rates, it is not a tiring ordeal. That said, if you are in the market for a new home and have already... [read more]

530 Lolita Gardens Suite 907 Mississauga ON

Monday Sep 9th, 2024

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olita Gardens Suite 907 Mississauga ON

Newly Renovated 3 Bedroom Gem, All new Appliances, Open Concept Condo with Beautiful Sunset View. Overlooking Parks and the Mississauga Skyline. Great Established Building with Lifestyle Amenities Including Full Size Gym, Indoor Pool, Party Room, Sauna ad Billiards Room. All Inclusive Maintenance That Includes High Speed Internet! Perfect Location Situated Between the QEW & the 403, Quiet Neighbourhood. Offers Anytime. To view floor plans, pictures, Matterport tour and more... [read more]

E-Newsletter for August 2024

Monday Aug 19th, 2024

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E-Newsletter for August 2024

We hope you are enjoying a sun-kissed, restful summer. With the final days of summer closing in, you probably will want to get outside and enjoy it, especially before the return of a busy routine sets in come September. During these dog days of summer, perhaps you have some time to consider home repairs or renovation projects that have been on your mind. It’s always a good idea to stay on top of repairs and improvements before they pile into one big, overwhelming, and expensive... [read more]

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