The down payment gets all the attention, but it is the closing costs that catch GTA buyers off guard. On a $1,050,000 townhouse in Clarkson, you should have roughly $21,000 to $22,000 in cash ready on closing day, on top of your down payment. Buy at the same price in the Junction instead and that number jumps by about $14,000, because Toronto charges its own land transfer tax that Mississauga buyers never pay. Here is the full list of what you actually pay at closing in 2026, which costs are... [read more]

Ontario's New Energy Efficiency Programs: A Game Changer for Homeowners and Businesses The Ontario government has rolled out the Home Renovation Savings Program, a major part of a significant $10.9 billion, 12-year investment aimed at enhancing energy efficiency across the province. What the Home Renovation Savings Program Offers Launching on January 28, 2025, this initiative provides rebates up to 30% for a variety of home upgrades, including new windows, doors, insulation, smart... [read more]