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How Will the BoC Interest Rate Impact My Mortgage?

Tuesday Jun 4th, 2024

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How Will the BoC Interest Rate Impact My Mortgage?

It’s a question more homebuyers and owners have been asking: how will the BoC interest rate impact my mortgage? The Bank of Canada’s interest rate roller-roaster ride began in 2020, with a trio of interest rate cuts in response to the pandemic-induced economic shut-down, followed by a tightening campaign over the last year, in an effort to cool soaring inflation. Now that inflation is nearing the Bank’s two-per-cent target, the expectation of downward movement is... [read more]

Will A Rate Cut Spark FOMO In Housing?

Tuesday May 28th, 2024

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Will A Rate Cut Spark FOMO In Housing?

Will a rate cut spark FOMO in housing? Many Canadians are waiting for lower interest rates, waiting patiently!!! Rate relief may be coming as June or July??? The latest CPI report suggests inflation is cooling and this has boosted the BoC’s position to possibly lower rate a quarter % in the next two months.  If the BoC makes this move Along with other rate cuts possibly in the future, will we start to see FOMO set in with the buyers sitting on the sidelines. Will we see a... [read more]

How to Calculate a Capital Gain on a Second Property

Wednesday May 15th, 2024

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How to Calculate a Capital Gain on a Second Property

How to calculate a capital gain on a second property? Including improvements in your adjusted cost base could save you taxes when you sell. The improvements you make over the years to a cottage or investment property can save you on taxes when you sell.      Coming changes to the capital gains inclusion rate have jolted not just the wealthy, but also people with long-held cottages or second property owned as an investment. Starting June25, they will have to pa tax on... [read more]

2321 Woking Crescent | Sheridan Homelands | Mississauga Ontario

Monday May 13th, 2024

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2321 Woking Crescent | Sheridan Homelands | Mississauga Ontario

Welcome to 2321 Woking Crescent, a cherished family address nestled in the heart of Sheridan Homelands. This sun-filled 4 bedroom, 3 bathroom home exudes warmth from the moment you step inside. The main floor features hardwood floors, elegant crown moulding, an updated powder room, a cozy family room & more. The family sized kitchen is equipped with stainless steel appliances, granite countertops and offers a seamless flow to the stunning outdoor living space. The true highlight is the... [read more]

Negotiating Tips for Sellers: Getting What You Want

Wednesday May 1st, 2024

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Negotiating Tips for Sellers: Getting What You Want

Now that mortgage rates could finally be easing from their two-decade highs, you are considering posting a ‘for sale’ on your front lawn. Many Canadian real estate market experts believe that now is an opportune time for homeowners to list their single-family homes or row houses on the open market, with more buyers returning to the marketplace to achieve the Canadian dream. With 41 per cent of Canada’s housing sector expected to be in balanced territory and another fifth... [read more]

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