Assignment sales have become an increasingly popular topic in the real estate market, especially in Ontario. But what exactly are they, and how do they work? Here, we’ll answer some of the most frequently asked questions about assignment sales in Ontario. What is an Assignment Sale? An assignment sale is a type of real estate transaction in which the original buyer (the “assignor”) sells their rights and obligations under the original purchase agreement to a new buyer... [read more]

Your dreams. Your goals. Let’s make them happen together. As we step into 2025, I want to take a moment to thank you for trusting us with such an important part of your journey—your home. Whether we’ve worked together recently or years ago, your trust and support mean the world to us. This year, we’re committed to growing stronger relationships with our clients, and that starts with you. We’d love to know how we can serve you better in 2025. What would you... [read more]

Canadian real estate has been a staple in headlines and above-the-fold features for years, but 2024 has been an especially turbulent year, the product of a perfect storm of factors including affordability, inventory, immigration, economy, interest rates, government policy, sidelined homebuyers clamouring to get back into play, and home sellers waiting for just the right time to list. Here’s how it all played out in the last year, at ground level. 10 Notable Real Estate Trends of... [read more]

Bank of Canada’s Rate Decision: Stimulus vs. Risks The Bank of Canada’s December 11 rate announcement is creating buzz, with most analysts predicting another oversized interest rate cut. If they proceed with a 50-basis-point reduction, the policy rate will drop to 3.25%, a level designed to neither stimulate nor restrain economic growth. Why a Big Cut is Expected Inflation is now at the central bank’s 2% target, GDP growth fell short of forecasts in Q3, and... [read more]

For many Canadians, the next step after completing their education and securing a job is buying a home. Home ownership is, after all, the Canadian dream. While it’s common knowledge that saving up for a down payment is the first step to eventually buying a home, many are not aware of the mortgage stress test. So, what is the mortgage stress test in Canada? To put it simply, the mortgage stress test is a mortgage qualifier tool used to determine if the borrower would... [read more]